Apply for the Mazaya program

• Applicant must be a Bahraini national
• Applicant must be head of the family
• Applicant’s family must be permanent residents of Bahrain
• At the time of application and receipt of funding from the participating bank, the applicant must not be less than 21 years old and not more than 35 years old
• The applicant’s monthly income upon submission of the application and receipt of funding from the participating bank should not be less than 600 BD or more than 1200 BD
• Neither the applicant nor a family member should have previously received any housing service for the purpose of owning a residential unit provided by the government or any other party
• Neither the applicant nor a family member should own property at the time of submitting the application (including three years prior to that) and until the allotment. Applicant is considered a property owner if they have benefited from a residential unit through a form of Islamic finance. The following are excluded:

The following real estates are excluded from the previous criteria.

• Ownership of a property of less than 100 square meters, provided that it is not suitable for housing or building a home
• Wife’s ownership of property, which was acquired by inheritance

Sign the Mazaya program declaration

• Applicant must have a specific housing service - Mazaya

Apply for the Mazaya program

• In case of power of attorney, a copy of the official power of attorney and a copy of the agent’s identity card
• Bank statement for the seller (including IBAN)
• Any official document displaying the address
• A comprehensive copy of real estate ownership document of property to be purchased
• Stamped bank statement from the applicant covering the last 3 months
• For Eskan Bank projcets, property reservation papers
• For apartments, final approval for the sale is issued by the relevant municipality
• For apartments, a copy of the architectural plans, including the area of the apartment

In case of working in private or government sector:

• Recent, original and detailed salary slip or salary certificate stamped in the same month of application submission
• A statement of non-benefit from companies that provide housing services

2nd category (married to expects):

• Copy of the spouse’s passport
• Copy of residence permit
• Recent and detailed salary slip

2nd category (widow and widower) :

• Copy of the passports of the applicant and children
• Copy of Religious Ordinance Document
• Copy of death certificate
• Bank account statement (including IBAN)

In case of working in military sector:

• Recent, original and detailed salary slip or salary certificate stamped in the same month of application submission
• Proof of military identity

2nd category (divorced) :

• Copy of the passports of the applicant and children included in child custody
• Copy of continuity of custody (date of issue must not exceed one year)
• Copy of divorce certificate
• Bank account statement (including IBAN)

In case of freelance work:

• Copy of commercial registration
• An original and recent salary slip for the current or previous month in the Commercial Register from the Authentication Department
• Statement of account covering a period of one year, including IBAN
• Customer authorization form to verify customer’s account

In case of retirement:

• An original and detailed retirement certificate with the premiums stamped by the competent authority (date of issue must not exceed one month)

3rd category

• Copy of the applicant’s passport
• Copy of the passports of the father/ mother included in the housing application
• Copy of the parents’ marriage certificate
• Copy of the parents’ divorce certificate (in case of divorce)
• Copy of a parent’s death certificate (in case of the death of a parent)
• Copy of a parent’s Religious Ordinance Document (in case of the death of a parent)

1st category:

• Copy of the passports of the husband and wife
• Copy of marriage certificate

Sign the Mazaya program declaration

• Fill out the declaration information online

Apply for the Mazaya program

• 7 Working Days

Sign the Mazaya program declaration

• 1 Working Day